It is not unexpected to conclude the fact that whenever a user holds some valuable information, there are always some criminals looking to steal/misuse that information for financial gain or revenge. Before the internet, criminals had to dig over people’s files or sneak their emails to their personal information. But, today, as everything is linked through the Internet, all information is available online. It makes cyber criminals to steal information over internet or can impersonate others for financial gain or revenge. For that they are using some techniques to trick people into revealing their information.
Here are some top online scams and tricks that are being used by cyber criminals to impersonate or harm other’s information online:
Phishing Email Scams:
Phishing scams are based on communication made via email or on social networks. Cyber criminals will send you messages and try to trick you into giving them your login credentials – from your bank account, social network, work account, cloud storage or any other personal data that can prove to be valuable for them. The phishing emails are seems to come from trusted source, but are back linked to some malicious actors.
Credit Card/Bank Scams:
Hard time pushes people into getting tricked by “too good to be true” bank offers that promise you large sums of money that have already been pre-approved by the bank. If such an unbelievable pre-approved loan or prize is offered to you, simply use your common sense to judge if it’s for real or not.
Most of such fake offers are backed up with malicious links, and requires you to click on such link to become a victim. Be cautious and report such emails and offers to your bank.
The lottery scam comes as an email message informing you that you won a huge amount of money and all you need to do to collect your fortune is to pay some small fees. Many people pay them the small fee to get their prize claimed, but unfortunately they become a victim of online fraud and end up losing their money and information.
It’s the most terrifying type of scam that leaves a person terrified and frightened enough to pay immediately. Cyber criminals will send you an email threatening you in order to obtain money. This type of scam may come in various forms, such as the one threatening that they will kidnap a family member unless a ransom is paid in a time frame provided by the scammers.
Dating Site Scam:
Dating site scam is the most successful scam of the time, as it requires only dummy profiles to trick people to send money or bank details. Millions of people got tricked everyday by fake profiles and end up giving their personal and confidential details that can be used to impersonating them or accessing their bank balance.
Cyber criminals are targeting each and every one for their financial gain. Moreover, personal information and credit card details that they stole or get by tricking individuals are being sold in black market. People should think carefully before providing such information online, verifying the source of email and sender is the key towards preventing any loss. However, being cautious online is the only key towards being safe online.